A blonde walks into a bank in New York City and asks
for the loan
officer. She says she's going to Europe on business
for two weeks
and needs to borrow $5,000. The bank officer says
the bank will
need some kind of security for the loan, so the blonde
hands over
the keys to a new Rolls Royce.
The car is parked on the street in front of the bank,
she has the
title, and everything checks out. The bank agrees
to accept the
car as collateral for the loan.
The bank's president and its officers all enjoy a
good laugh at
the blonde for using a $250,000 Rolls as collateral
against a
$5,000 loan. An employee of the bank then proceeds
to drive the
Rolls into the bank's underground garage and parks
it there.
Two weeks later, the blonde returns, repays the $5,000
and the
interest, which comes to $15.41. The loan officer
says, “Miss,
we are very happy to have had your business, and this
transaction
has worked out very nicely, but we are a little puzzled.
While
you were away, we checked you out and found that you
are a
multimillionaire. What puzzles us is, why would
you bother to borrow $5,000?”
The blond replies, “Where else in New York City can
I park my car for
two weeks for only $15.41 and expect it to be there
when I return?”